How the program works
Sign up for free
Create your account
Select invoices and set your rate
When you need funding, review available invoices and choose a discount to offer.
Get paid early
Once your offer is accepted by BJ’s Wholesale Club, you will receive payment in as little as 24 hours.
Introduction from Joseph McGrail, Chief Accounting Officer BJ’s Wholesale Club
Cash flow when you want it
Offer BJ’s Wholesale Club a discount on your approved invoices to get them paid early.
On demand
Available whenever you need to improve cash flow or view approved invoices
Complete control
Choose which invoices to discount and at what rate
Early payment program success stories
C2FO is the way to go!
We've had a positive experience since day one using C2FO. Our representative has been helpful and has always responded to any questions about the program immediately....
Jennifer
Our company has been working with C2FO…
Our company has been working with C2FO for about three years. C2FO representatives are extremely knowledgeable, easy to work with, and have aided in keeping our company on track...
Alice
Exceeded My Expectations.
C2FO customer service was above average from the very beginning of the relationship. I was able to setup a call and speak to an actual person within 30 minutes of creating my account...
T. Watt
Excellent, 4.7 out of 5
Frequently asked questions
How do I get started?
To register, fill out the short form on this page and click "Activate Account."
How do I receive payment?
Once your offer is accepted by BJ’s Wholesale Club, payment is delivered using your current payment method.
Why would I use C2FO?
Companies use C2FO because it’s faster, easier, and provides a lower cost of capital than other sources of funding.
Why is BJ’s Wholesale Club offering this program?
Enterprises that want healthy supply chains use C2FO to give their partners an easy way to access the cash flow needed to run and grow their businesses.